:root{--marine:#00446A;--blue:#487FA7;--camel:#B9AB97;--grey:#919195;--ink:#17212b;--paper:#fbfaf7;--cream:#f3efe8;--orange:#D95D18;--oldgold:#C8A84E;--electblue:#23466D;--rose:#8D2946;--marigold:#E7A52B;--leaf:#426B4B;--max:1180px;--shadow:0 18px 55px rgba(0,31,49,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:17px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}img{max-width:100%;height:auto}a{color:inherit}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:1rem;top:1rem;z-index:999;background:#fff;padding:.75rem 1rem;border:2px solid currentColor}.wrap{width:min(var(--max),calc(100% - 2.2rem));margin:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(0,68,106,.12)}.header-row{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:2rem}.brand img{display:block;width:min(330px,45vw);height:auto}.nav-toggle{display:none;background:transparent;border:1px solid #ccd3d8;border-radius:8px;padding:.55rem .75rem;font:inherit}.nav{display:flex;align-items:center;gap:1.15rem;font-size:.93rem;font-weight:650}.nav a{text-decoration:none}.nav a:hover,.nav a:focus{color:var(--blue)}.nav .nav-cta{background:var(--marine);color:#fff;padding:.62rem .9rem;border-radius:999px}.hero{position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;min-height:650px}.hero-copy{padding:clamp(4rem,8vw,7.5rem) clamp(2rem,6vw,5rem) clamp(4rem,7vw,6rem) max(1.1rem,calc((100vw - var(--max))/2));display:flex;flex-direction:column;justify-content:center}.hero-photo{min-height:620px;position:relative}.hero-photo img{width:100%;height:100%;object-fit:cover;display:block}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(251,250,247,.18),transparent 25%)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:800;color:var(--blue);margin:0 0 1rem}.display{font-family:Didot,"Bodoni 72","Bodoni MT",Georgia,serif;font-weight:600;line-height:.97;letter-spacing:-.035em;font-size:clamp(3.2rem,6vw,6.4rem);margin:.2rem 0 1.35rem;color:var(--marine)}.lead{font-size:clamp(1.12rem,1.5vw,1.35rem);max-width:760px;color:#3a4650}.actions{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.7rem}.button{display:inline-flex;align-items:center;justify-content:center;gap:.45rem;text-decoration:none;border-radius:999px;padding:.8rem 1.15rem;font-weight:760;border:1px solid transparent}.button.primary{background:var(--marine);color:#fff}.button.secondary{border-color:var(--marine);color:var(--marine);background:#fff}.button.camel{background:var(--camel);color:#17212b}.button:hover{transform:translateY(-1px)}.trust-strip{background:var(--marine);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.trust-grid>div{padding:1.25rem 1.1rem;border-right:1px solid rgba(255,255,255,.14)}.trust-grid>div:last-child{border-right:0}.trust-grid strong{display:block;font-family:Georgia,serif;font-size:1.15rem}.trust-grid span{font-size:.88rem;opacity:.8}.section{padding:clamp(4.4rem,8vw,7.2rem) 0}.section.alt{background:#f3f5f5}.section.cream{background:var(--cream)}.section.dark{background:#102b3a;color:#fff}.section-heading{max-width:810px;margin-bottom:2.2rem}.section-heading h2{font-family:Georgia,serif;font-size:clamp(2.25rem,4vw,4rem);line-height:1.04;color:var(--marine);margin:.2rem 0 1rem}.dark .section-heading h2{color:#fff}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.4rem}.card{background:#fff;border:1px solid rgba(0,68,106,.13);border-radius:18px;padding:1.6rem;box-shadow:0 6px 24px rgba(0,31,49,.04)}.card h3{font-family:Georgia,serif;color:var(--marine);font-size:1.45rem;margin:.7rem 0}.icon{width:38px;height:38px;color:var(--blue)}.icon img{width:100%;height:100%}.photo-card{overflow:hidden;padding:0}.photo-card img{width:100%;aspect-ratio:16/10;object-fit:cover;display:block}.photo-card .card-body{padding:1.45rem}.tool-feature{display:grid;grid-template-columns:1fr 1fr;align-items:stretch;border-radius:28px;overflow:hidden;background:#0e2635;color:white;box-shadow:var(--shadow)}.tool-photo{min-height:500px}.tool-photo img{width:100%;height:100%;object-fit:cover;display:block}.tool-copy{padding:clamp(2rem,5vw,4.5rem);position:relative}.tool-copy:before{content:"PV  ·  NPV  ·  NOI  ·  BASIS  ·  Δ%";position:absolute;top:1.5rem;right:-3rem;transform:rotate(90deg);transform-origin:center;color:rgba(255,255,255,.08);font:800 1rem/1 monospace;letter-spacing:.25em}.tool-copy h2{font-family:Georgia,serif;font-size:clamp(2.3rem,4vw,4.4rem);line-height:1.02;margin:.3rem 0 1rem}.formulae{display:grid;gap:.55rem;margin:1.7rem 0;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;color:#d9cdbd}.formulae span{padding:.55rem .7rem;border-left:2px solid var(--camel);background:rgba(255,255,255,.04)}.calc{background:#282b29;border:1px solid #555;border-radius:16px;padding:1rem;max-width:440px;box-shadow:0 22px 40px rgba(0,0,0,.23)}.calc-screen{background:#b9c7a1;color:#1a2517;border-radius:4px;padding:.7rem 1rem;text-align:right;font:1.35rem ui-monospace,monospace;margin-bottom:.8rem}.calc-keys{display:grid;grid-template-columns:repeat(5,1fr);gap:.38rem}.calc-keys span{background:#151817;border-radius:4px;padding:.35rem .2rem;text-align:center;font-size:.78rem}.calc-keys span:nth-child(-n+5){color:#e2b84f}.story-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:1.4rem}.story-main,.story-side{border-radius:22px;overflow:hidden;position:relative;min-height:460px}.story-main img,.story-side img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.story-overlay{position:absolute;inset:auto 0 0;padding:5rem 1.6rem 1.5rem;background:linear-gradient(transparent,rgba(5,20,29,.9));color:white}.story-overlay h3{font:700 1.8rem/1.1 Georgia,serif;margin:.2rem 0}.story-overlay p{margin:.5rem 0 0}.quote-band{background:var(--camel);padding:2.3rem 0}.quote-band p{font:600 clamp(1.45rem,2.8vw,2.5rem)/1.2 Georgia,serif;color:#25343d;margin:0;max-width:1000px}.mini-links{display:flex;flex-wrap:wrap;gap:.7rem}.mini-links a{text-decoration:none;border-bottom:1px solid currentColor}.footer{background:#0c2635;color:#dfe8ec;padding:3.2rem 0 2rem}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,.8fr);gap:2rem}.footer h2,.footer h3{font-family:Georgia,serif;color:white}.footer h2{font-size:1.65rem}.footer h3{font-size:1rem;text-transform:uppercase;letter-spacing:.1em}.footer a{display:block;color:#dfe8ec;text-decoration:none;margin:.42rem 0}.footer a:hover{text-decoration:underline}.footer-meta{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);margin-top:2rem;padding-top:1rem;font-size:.85rem;color:#a9bac4}.breadcrumb{font-size:.85rem;color:#61727c;padding-top:1.2rem}.breadcrumb a{color:var(--blue)}.page-hero{padding:4rem 0 3.5rem;background:linear-gradient(135deg,#eef4f6,#fbfaf7 55%,#efe7dc)}.page-hero h1{font:600 clamp(2.9rem,5.8vw,5.5rem)/.98 Didot,Georgia,serif;color:var(--marine);margin:.4rem 0 1rem}.prose{max-width:860px}.prose h2{font:700 2.1rem/1.15 Georgia,serif;color:var(--marine);margin:2.4rem 0 .8rem}.prose h3{font:700 1.35rem Georgia,serif;color:var(--marine)}.prose li{margin:.35rem 0}.notice{border-left:4px solid var(--camel);background:#fff;padding:1.1rem 1.25rem;border-radius:0 12px 12px 0}.identity-links{display:grid;grid-template-columns:repeat(5,1fr);gap:.8rem}.identity-links a{text-decoration:none;text-align:center;padding:1rem .6rem;border-radius:15px;background:#fff;border:1px solid #dfe5e8;font-weight:750}.identity-links small{display:block;font-weight:500;color:#6a7880}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}.contact-box{background:white;border:1px solid #dce4e7;border-radius:18px;padding:1.5rem}.contact-box h2{font:700 1.7rem Georgia,serif;color:var(--marine)}.contact-box a{color:var(--marine);font-weight:700}.utility-list{columns:2;column-gap:2rem}.utility-list li{break-inside:avoid;margin:.4rem 0}.calc-box{background:#fff;border:1px solid #dce4e7;border-radius:18px;padding:1.4rem}.calc-box label{display:block;font-weight:700;margin:.6rem 0 .2rem}.calc-box input{width:100%;padding:.65rem;border:1px solid #b9c5ca;border-radius:8px;font:inherit}.calc-box button{margin-top:1rem}.result{font:700 1.35rem Georgia,serif;color:var(--marine);min-height:2.2rem;margin-top:1rem}.personal{--accent:var(--orange)}.personal .site-header{border-bottom-color:rgba(217,93,24,.18)}.personal .nav .nav-cta{background:var(--orange)}.personal .eyebrow{color:#bd4c12}.personal .display,.personal .section-heading h2,.personal .page-hero h1,.personal .card h3{color:#2b3440}.personal .page-hero{background:linear-gradient(135deg,#fff4ec,#fff 58%,#e9edf0)}.personal .hero-copy{padding-top:5rem}.personal .hero-photo:after{background:linear-gradient(90deg,rgba(255,250,246,.18),transparent 25%)}.personal .footer{background:#202a36}.personal .button.primary{background:var(--orange)}.personal .button.secondary{border-color:var(--orange);color:#9f3f0d}.personal .quote-band{background:#efc7a9}.elect{--accent:var(--oldgold)}.elect .site-header{border-bottom-color:rgba(35,70,109,.18)}.elect .nav .nav-cta{background:var(--electblue)}.elect .eyebrow{color:#9a7928}.elect .display,.elect .section-heading h2,.elect .page-hero h1,.elect .card h3{color:var(--electblue)}.elect .page-hero{background:linear-gradient(135deg,#edf2f8,#fff 60%,#f7f0d9)}.elect .footer{background:#18324e}.elect .button.primary{background:var(--electblue)}.elect .quote-band{background:#eadba7}.baile{--accent:var(--marigold)}.baile .site-header{border-bottom-color:rgba(141,41,70,.15)}.baile .nav .nav-cta{background:var(--rose)}.baile .eyebrow{color:var(--rose)}.baile .display,.baile .section-heading h2,.baile .page-hero h1,.baile .card h3{color:var(--rose)}.baile .page-hero{background:linear-gradient(135deg,#fff3f5,#fff 58%,#fff0cd)}.baile .footer{background:#5d1f35}.baile .button.primary{background:var(--rose)}.baile .quote-band{background:#f8db91}.radio-schematic{background:#172531;color:#e6eef2;border-radius:24px;padding:2rem;overflow:hidden}.radio-schematic svg{width:100%;height:auto;opacity:.88}.radio-schematic text{fill:#e6eef2}.radio-call{font:700 clamp(3rem,8vw,7rem)/1 ui-monospace,monospace;letter-spacing:.06em;color:var(--orange)}.tag-row{display:flex;flex-wrap:wrap;gap:.5rem}.tag{padding:.4rem .65rem;border-radius:999px;background:#edf1f3;font-size:.85rem;font-weight:700}.baile-gallery{display:grid;grid-template-columns:1.4fr .6fr;gap:1rem}.baile-gallery img{width:100%;height:100%;object-fit:cover;border-radius:20px}.baile-gallery .wide{min-height:520px}.baile-gallery .tall{min-height:520px}.tiny{font-size:.82rem;color:#687881}.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:900px){.nav-toggle{display:block}.nav{position:absolute;left:0;right:0;top:82px;background:var(--paper);padding:1rem 1.1rem 1.4rem;display:none;flex-direction:column;align-items:flex-start;border-bottom:1px solid #ddd}.nav.open{display:flex}.hero-grid,.tool-feature,.story-grid,.footer-grid,.form-grid{grid-template-columns:1fr}.hero-copy{padding:4rem 1.1rem 3rem}.hero-photo{min-height:460px}.trust-grid{grid-template-columns:1fr 1fr}.grid-3,.grid-2{grid-template-columns:1fr}.identity-links{grid-template-columns:1fr 1fr}.footer-grid{gap:.6rem}.baile-gallery{grid-template-columns:1fr}.utility-list{columns:1}}
@media(max-width:520px){body{font-size:16px}.header-row{min-height:70px}.brand img{width:min(265px,65vw)}.nav{top:70px}.display{font-size:3.1rem}.hero-photo{min-height:380px}.trust-grid{grid-template-columns:1fr}.trust-grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.14)}.identity-links{grid-template-columns:1fr}.section{padding:4rem 0}.page-hero{padding:3rem 0 2.5rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}

/* R6 whole-person and administration additions */
.whole-story .photo-card{height:100%}.soft-photo{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);min-height:440px}.soft-photo img{width:100%;height:100%;object-fit:cover;display:block}.admin-hero{padding:4.5rem 0 3rem;background:linear-gradient(135deg,#fff4ec,#fff 62%,#eef1f3)}.admin-hero h1{font:600 clamp(3rem,6vw,5.8rem)/.98 Didot,Georgia,serif;color:#2b3440;margin:.35rem 0 1rem}.admin-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.admin-card{background:#fff;border:1px solid #dce4e7;border-radius:18px;padding:1.4rem;box-shadow:0 8px 28px rgba(0,31,49,.05)}.admin-card h2{font:700 1.45rem/1.15 Georgia,serif;color:#2b3440;margin:.1rem 0 1rem}.admin-card>a{display:block;color:#9f3f0d;font-weight:700;text-decoration:none;padding:.35rem 0}.admin-card>a:hover{text-decoration:underline}.status-pill{display:inline-block;padding:.28rem .58rem;border-radius:999px;font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em;margin-bottom:.65rem}.status-pill.exchange{background:#eaf1fb;color:#244f83}.status-pill.cpanel{background:#fff0e7;color:#9f3f0d}.status-pill.ssl{background:#efe9d6;color:#6e591c}.admin-page code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:#f1f3f4;padding:.08rem .3rem;border-radius:4px}@media(max-width:900px){.admin-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.admin-grid{grid-template-columns:1fr}}

/* R7 communications, compliance and campaign-readiness additions */
.compliance-grid .card{position:relative;overflow:hidden}.compliance-grid .card:after{content:"";position:absolute;inset:auto 0 0;height:4px;background:linear-gradient(90deg,var(--marine),var(--blue),var(--camel))}.status-banner{border:1px solid rgba(154,121,40,.28);background:#fffaf0;border-radius:18px;padding:1.1rem 1.3rem;margin:1.25rem 0}.status-banner strong{color:var(--electblue)}.checklist{display:grid;gap:.7rem;padding:0;list-style:none}.checklist li{padding-left:1.8rem;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:900}.fineprint{font-size:.88rem;color:#66757e}.button.sms{background:#235f49;color:#fff}.campaign-placeholder{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:#f7f3e8;border:1px solid #e0d5b7;padding:.8rem 1rem;border-radius:10px;overflow-wrap:anywhere}.inactive-badge{display:inline-block;background:#e8edf2;color:#314252;border-radius:999px;padding:.35rem .7rem;font-size:.78rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase}.contact-box .actions{margin-top:1rem}